AMERICAN Owned and Operated Healthcare BENEFITS
MyBenefits.Online is a US veteran owned FMO that firmly stands on the principle of “America First” and provides healthcare benefits through licensed health insurance agents and brokers from nationally recognized and proven healthcare benefit providers and underwriters to individuals, small business owners, group employers, and large affinity groups.
We believe that when it comes to healthcare, the best benefits are the ones you choose based on the needs of your family, your business, and its employees - not those mandated.
PatriotCare Health Plans are part of our ongoing commitment towards providing our clients with the ability to “choose” the “right” healthcare benefit plan that can help them access affordable quality healthcare benefits that will positively impact the lives of their families and their employees.
PartiotCare makes accessing your healthcare benefits easy.
1,200,000
Healthcare Providers87,000
Medical Facilities4,800
Hospitals60,000
Pharmacy LocationsPatriotCare Plan Highlights
Outpatient Primary Care
PatriotCare Basic / PatriotCare Premier
Emergency Room
PatriotCare Premier
Outpatient Specialist Physicians
PatriotCare Basic / PatriotCare Premier
Maternity
PatriotCare Premier
Outpatient Urgent Care
PatriotCare Basic / PatriotCare Premier
Inpatient & Outpatient Surgery
PatriotCare Premier
Lab Tests & Screening
PatriotCare Basic / PatriotCare Premier
Prescriptions
PatriotCare Basic / PatriotCare Premier
Unlimited Telehealth & Teletherapy
PatriotCare Basic / PatriotCare Premier
Hospitalization
PatriotCare Premier
Wellness & Preventive Care
PatriotCare Basic / PatriotCare Premier
Advanced Diagnostic Imaging
PatriotCare PremierPatriotCare Plan Overview
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Outpatient Benefits - no deductible
- Primary Care Physician
unlimited use. $15 copay. - Specialist Physician
unlimited use. $15 copay. - Urgent Care
unlimited use. $50 copay. - Labs & X-rays
unlimited use. $50 copay.
- Annual Wellness & Preventive Care
$0 copay. - Prescriptions
unlimited use. $15/$30/$50/$75 copay. - 24/7 Virtual Urgent Care
unlimited use. $0. - Virtual Behavioral Health
$50 per for first 3 sessions; $85 per thereafter.
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Outpatient Benefits - no deductible
- Primary Care Physician
unlimited use. $15 copay. - Specialist Physician
unlimited use. $15 copay. - Urgent Care
unlimited use. $50 copay. - Labs & X-rays
unlimited use. $50 copay.
- Annual Wellness & Preventive Care
$0 copay. - Prescriptions
unlimited use. $15/$30/$50/$75 copay. - 24/7 Virtual Urgent Care
unlimited use. $0. - Virtual Behavioral Health
$50 per for first 3 sessions; $85 per thereafter.
- Hospitalization & ICU
- Inpatient/Outpatient Surgery
- Emergency Room Visits
- Inpatient/Outpatient Physician Visits
Comprehensive Benefits
- choose $1500/$3000/$6000 max. out of pocket
- Inpatient/Outpatient Physician Visits
- Adv. Diagnostic Imaging
- Catastrophic Illness Care
- Maternity
- End of Life Assistance
Get An Immediate Quote
Get Your Quote
Frequently Asked Questions
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01. Who is eligble to enroll?
All persons (primary account holder) with a valid SSN or tax id number residing in an approved plan state between the ages of 18-64 are eligble to enroll in the PatriotCare Basic or PatriotCare Premier plans; as well as dependent spouses age 18-65; and dependent children ages 0-25.
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02. What US states is the plan available in?
Persons residing in any foreign country, US Territory, or the following US states are not eligible to enroll in either the PatriotCare Basic or PatriotCare Premier plans.
INELIGIBLE RESIDENT STATES INCLUDE:
Alaska, Connecticut, Hawaii, Maryland, New Jersey, Vermont, and Washington. -
03. When willl my benefit plan be active?
Plan Active Date:
All PatriotCare Health Benefit Plans are 1st of the month effective (ex. March 1,2026).
Enrollment Cut-Off Date:
The cut-off date for 1st of the month effective benefits is the 20th of the current month.
Enrollment Date Examples:- • enrollment date January 5th...Plan effective date is February 1st
- • enrollment date January 21st...Plan effective date is March 1st
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04. When will I be billed?
First Billing Date:
Your first billing date is the day you enroll in the benefit plan.
Recurring Billing Date:
Recurring monthly billing for your benefit plan begins on the 20th of the month following your effective date; and will reoccur on the 20th of each subsequent month you remain enrolled in the plan.
BIlling Example:- • Enrolled on January 5th - this is your first billing date...plan effective date is Feb. 1st
- • February 20th would begin your recurring monthly billing for the March benefit coverage period month.
- • Subsequent payment dates would be 3/20; 4/20; 5/20; etc...
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05. Can I upgrade or downgrade my plan after I'm enrolled?
Yes. You can upgrade or downgrade your plan benefits once per year without a qualified life event. This benefit level change must be made no later than the 15th of the current benefit coverage period and will not take effect until the 1st of the following month.
Benefit Change Example:- • Member enrolled in PatriotCare Premium 6000 plan - effective date March 1st
- • June 1st requests plan upgrade to PatriotCare Premium 3000 plan
- • New plan effective date will be July 1st
Benefit Change Exceptions:
The exception to the one time per year plan change is a "qualified life event". Qualified life events include marriage; birth; divorce; death; court ordered coverage for a dependent; and loss of previous coverage. Typically changes to benefit plans under these circumstance will be effective on the 1st of the following month in which they occurred. -
06. Have additional question?
If you have additional questions, please feel free to call us directky at (833) 367 - 6830 or email us and we will promptly assist you with your request.
Enhanced Supplemental Benefits
Voluntary supplemental benefits are available to provide you and your family with added protections that can reduce or eliminate the out of pocket costs associated with covered medical procedures and provide assistance with unexpected medical expenses.
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Life Insurance
Guaranteed and simplified issue term and whole life insurance benefits
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Hospital Indemnity
Lump sum and schedule benefits paid direct to you for hospital stays and more
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Vision
Insured and non-insured vision benefit plans with available dependent coverage
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Accident Injury
Lump sum and scheduled benefits paid directly to you for accident injuries
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Critical Illness
Lump sum benefits paid directly to you for heart attack, stroke, cancer, and more
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Dental
Insured and non-insured dental benefit plans with available dependent coverage
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